Save money on your next boat insurance survey
Maintaining the required state and marina insurance on your vessel often necessitates periodic surveys. Typically, insurance companies require these surveys every five years after your boat reaches seven years old, depending on the vessel’s age, type, and history. To help you save money on your next boat insurance survey, Aquamarine Services offers a free checklist.
Insurance companies provide financial protection against losses from various incidents or events. While we hope for the best, accidents happen. When they do, it’s often easier to pay an insurance premium than cover the cost of an expensive repair or the loss of your entire boat. Keeping your insurance policy up to date can even prevent legal issues in some situations.
The checklist: Your key to saving money
The checklist below is designed to help you achieve a clean survey report in one visit, saving both time and money. A bit of preparation can make a significant difference. Print or electronically save this free checklist and keep it with your vessel documents to save time during your next survey.
Understanding your surveyor’s role
Your surveyor adheres to a strict code of ethics and is required to document factual information about your boat’s safety, condition, and operational systems. They must verify all information personally and cannot report unverified details. Photos are taken to document aspects of your vessel, and systems not operated must be reported as ‘not operated’.
Preparing for your survey
To avoid additional costs and multiple surveyor visits, use the checklist below to prepare your vessel. This ensures the expedient delivery of your survey report and helps you save money on your next boat insurance survey. If you can’t complete all checklist items before the survey, your surveyor will note recommendations on the report. The insurance company will then decide how to address these items, possibly requesting invoices, photos, or a repeat surveyor visit.
Free Boat Insurance Survey Checklist
Proper preparation helps avoid costly re-inspections and ensures a smooth survey process. Keep this checklist handy and take the time to prepare your vessel thoroughly, maximising your chances of a favourable survey report.
